March 27, 2011
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that's so much better! did the Netflix thing last night, and put on a series (ep 1 season 1) of 'The Reaper', figuring this will cure my unsleepiness. wrong. I stayed awake 'till 4:30 am watching the first four episodes. it's funny shnizz about a guy who's turning 21 and wonders why his parents are all nervously wishing him a happy birthday, and acting all weird. come to find out the parents sold the first born's soul to the devil when he turns 21. he finds out that he's gotta now work for the devil by returning lost souls from hell. the comedy begins there. it's modern day creativeness based on an ancient theme! they pull it off well. it reminds me of the series 'chuck', but better (imo). it may be a current series on TV...I have no idea since I don't have cable. anyway, back to the point of my first sentence, I slept like a rock from 4:30am to about 4pm! nice!! I knew I'd play catch up soon enough
so we have 'till the 21st of April to set up our (work bennies) insurances and 401k, etc.. I take the time to review and set up via the company's website. I choose the highest cost (lowest deductible) health, dental, and vision. it'll cost me $28 week, but it's what I believe I deserve after many many years of the lowest grade (or no) insurance. the company pays for (pay attention Kid
) a $20,000 policy should i kick the bucket, plus I add $25,000 more in case it costs more than their chunk to incinerate my carcass, and a little extra for the Kid to go to Cancun (er whatevers). it's a little overkill (pun!), but that's the lowest amount offered. it goes clean up to 300,000, but I ain't the king of Macatawa so 45 k outta be more than enough (...don't get too excited Kid, I don't plan on dieing tomorrow
, but it's good to be covered, just in case). I also call Fidelity and 'opt out' of their 401k plan. I understand I lose 6% company matching, but I'm still a bit soured over the whole economic collapse being mostly wall street (and the big banks) fault. why do I wanna jump back into something that will again back fire with huge penalties when I need the money? it's just another working poor tax (imo). plus my view on the upcoming economy is pretty grim, being the pessimist that I am, and all. I'll instead keep it liquid by throwing it into my emergency fund (which currently is $80 shy of the $2,000 mark...not bad for starting it in mid January!
).I could bore ya some more with my finances, but gotta get ready for the graveyard stint at the stalag 2.0
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